Rocket Mortgage in Oklahoma vs the state
24.0%Denial rate+6.03 pts vs state
26.1%Decision denial rate+3.18 pts vs state
65.6%Origination rate+9.52 pts vs state
6.75%Median rate+0.13 pts vs state
0.62Rate spread (pts)+0.27 pts vs state
$87kMedian applicant income
4,587Loans originated
1,674Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,276 | 2,908 | 21.2% | 6.50% | #5 |
| 2024 | 5,574 | 3,863 | 20.8% | 6.63% | #1 |
| 2025 | 6,990 | 4,587 | 24.0% | 6.75% | #1 |
What Rocket Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 1,154 | 765 | 259 | 22.4% |
| Tulsa County | 1,095 | 743 | 231 | 21.1% |
| Cleveland County | 500 | 343 | 107 | 21.4% |
| Canadian County | 404 | 275 | 96 | 23.8% |
| Rogers County | 242 | 167 | 44 | 18.2% |
| Wagoner County | 220 | 161 | 42 | 19.1% |
| Comanche County | 176 | 122 | 35 | 19.9% |
| Creek County | 167 | 113 | 38 | 22.8% |
| Grady County | 145 | 97 | 35 | 24.1% |
| Pottawatomie County | 144 | 91 | 40 | 27.8% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
| Triad Financial Services | D | 2,559 | 51.4% | 8.85% |
Frequently asked questions
Oklahoma: 6,990 applications in 2025, of which 4,587 were originated and 1,674 denied.
24.0% of all applications, or 26.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Rocket Mortgage originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology