Canadian County, Oklahoma · 2025

Mortgage lenders in Canadian County, OK: denial rates and top lenders (2025)

337 lenders acted on 8,556 mortgage applications for properties in Canadian County in 2025. 15.9% were denied (Oklahoma: 17.9%). Median rate on closed loans 6.50%; median loan $215,000; median property value $285,000.

8.6kApplications
15.9%Denial ratestate 17.9%
6.50%Median ratestate 6.63%
$215,000Median loan
$285,000Median property value

Largest lenders in Canadian County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 404275 23.8%6.63%
2 First United Bank and Trust C 284206 3.9%6.75%
3 Dhi Mortgage Company B 273193 9.5%4.99%
4 Great Plains National Bank B 272236 1.5%6.50%
5 United Shore Financial Services B 271191 10.3%6.12%
6 WEOKIE Federal Credit Union D 266140 17.7%6.25%
7 Mortgage Research Center C 248133 23.0%6.25%
8 Stride Bank A 241211 1.2%5.50%
9 BancFirst C 241191 11.6%7.50%
10 Lennar Mortgage A 218165 15.1%4.99%
11 Loandepot.Com D 19272 48.4%6.13%
12 Freedom Mortgage B 18583 9.2%6.25%
13 Associated Mortgage A 171136 0.6%6.63%
14 21st Mortgage F 16127 49.1%11.27%
15 BOKF D 15985 22.0%7.00%
16 Pennymac Loan Services C 14881 5.4%6.25%
17 Tinker Federal Credit Union F 13862 32.6%7.00%
18 Mld Mortgage A 131109 0.0%6.49%
19 Navy Federal Credit Union D 13057 22.3%6.25%
20 MidFirst Bank B 10862 33.3%6.46%
21 Newrez D 10249 16.7%6.25%
22 Gateway First Bank B 10173 2.0%6.13%
23 Arvest Bank C 10066 20.0%7.00%
24 U.S. Bank D 9327 50.5%8.70%
25 Better Mortgage F 8956 22.5%6.75%

Best approval odds in Canadian County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Canadian County borrowers applied for

By loan purpose

Home purchase 4,805 56% · 9.7% denied
Refinance 1,241 15% · 15.0% denied
Cash-out refinance 1,337 16% · 24.7% denied
Home improvement 428 5% · 30.4% denied
Other / HELOC 745 9% · 32.9% denied

By loan type

Conventional 5,214 61% · 17.3% denied
FHA 1,864 22% · 14.4% denied
VA 1,467 17% · 12.7% denied
USDA / RHS 11 0% · 18.2% denied

Why applications were denied

Debt-to-income ratio 403 30%
Credit history 402 30%
Incomplete application 164 12%
Collateral 153 11%
Other 104 8%
Unverifiable information 59 4%
Insufficient cash 34 3%
Employment history 17 1%

Canadian County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20237,2374,57116.4%6.88%$195,000
20248,0745,16814.8%6.75%$205,000
20258,5565,23315.9%6.50%$215,000

Frequently asked questions

15.9% of applications in Canadian County were denied in 2025, against 17.9% statewide in Oklahoma.

Rocket Mortgage, with 404 applications in 2025 and a denial rate of 23.8%.

The median mortgage application in Canadian County in 2025 was for $215,000; the median property value on originated loans was $285,000.