Newrez in Oklahoma vs the state
18.1%Denial rate+0.18 pts vs state
32.5%Decision denial rate+9.64 pts vs state
37.0%Origination rate-19.14 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.10 pts vs state
$84kMedian applicant income
588Loans originated
288Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 825 | 356 | 18.8% | 6.75% | #31 |
| 2024 | 1,095 | 461 | 19.4% | 6.75% | #28 |
| 2025 | 1,591 | 588 | 18.1% | 6.63% | #20 |
What Newrez lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 301 | 126 | 57 | 18.9% |
| Tulsa County | 222 | 66 | 45 | 20.3% |
| Cleveland County | 122 | 63 | 15 | 12.3% |
| Canadian County | 102 | 49 | 17 | 16.7% |
| Comanche County | 61 | 21 | 6 | 9.8% |
| Carter County | 59 | 32 | 7 | 11.9% |
| Rogers County | 47 | 15 | 10 | 21.3% |
| Wagoner County | 40 | 13 | 5 | 12.5% |
| Logan County | 35 | 13 | 6 | 17.1% |
| Grady County | 32 | 13 | 3 | 9.4% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,591 applications in 2025, of which 588 were originated and 288 denied.
18.1% of all applications, or 32.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Newrez originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Newrez's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology