Arvest Bank in Oklahoma vs the state
17.6%Denial rate-0.32 pts vs state
21.4%Decision denial rate-1.48 pts vs state
63.3%Origination rate+7.18 pts vs state
7.00%Median rate+0.38 pts vs state
0.41Rate spread (pts)+0.06 pts vs state
$95kMedian applicant income
3,409Loans originated
948Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,762 | 3,283 | 24.1% | 7.25% | #1 |
| 2024 | 5,406 | 3,354 | 18.5% | 7.38% | #3 |
| 2025 | 5,387 | 3,409 | 17.6% | 7.00% | #3 |
What Arvest Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 1,515 | 945 | 289 | 19.1% |
| Oklahoma County | 522 | 365 | 68 | 13.0% |
| Washington County | 245 | 162 | 43 | 17.6% |
| Wagoner County | 238 | 157 | 43 | 18.1% |
| Comanche County | 237 | 166 | 39 | 16.5% |
| Cleveland County | 198 | 137 | 29 | 14.6% |
| Delaware County | 192 | 112 | 40 | 20.8% |
| Pittsburg County | 159 | 99 | 24 | 15.1% |
| Cherokee County | 157 | 109 | 17 | 10.8% |
| Stephens County | 157 | 116 | 19 | 12.1% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
| Triad Financial Services | D | 2,559 | 51.4% | 8.85% |
Frequently asked questions
Oklahoma: 5,387 applications in 2025, of which 3,409 were originated and 948 denied.
17.6% of all applications, or 21.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Arvest Bank originated in Oklahoma in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology