Triad Financial Services in Oklahoma vs the state
51.4%Denial rate+33.51 pts vs state
51.5%Decision denial rate+28.64 pts vs state
10.6%Origination rate-45.51 pts vs state
8.85%Median rate+2.22 pts vs state
2.89Rate spread (pts)+2.54 pts vs state
$67kMedian applicant income
271Loans originated
1,316Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,119 | 242 | 58.2% | 7.75% | #12 |
| 2024 | 2,602 | 280 | 55.2% | 8.80% | #11 |
| 2025 | 2,559 | 271 | 51.4% | 8.85% | #11 |
What Triad Financial Services lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cleveland County | 160 | 16 | 85 | 53.1% |
| Pottawatomie County | 126 | 16 | 63 | 50.0% |
| Creek County | 107 | 12 | 57 | 53.3% |
| Logan County | 94 | 7 | 58 | 61.7% |
| Muskogee County | 81 | 9 | 40 | 49.4% |
| Grady County | 75 | 4 | 42 | 56.0% |
| Tulsa County | 73 | 5 | 35 | 47.9% |
| Bryan County | 73 | 8 | 41 | 56.2% |
| Okmulgee County | 68 | 8 | 27 | 39.7% |
| McClain County | 67 | 5 | 41 | 61.2% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 2,559 applications in 2025, of which 271 were originated and 1,316 denied.
51.4% of all applications, or 51.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Triad Financial Services originated in Oklahoma in 2025 was 8.85%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology