Largest lenders in Bryan County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First United Bank and Trust | C | 377 | 246 | 9.3% | 7.75% |
| 2 | 21st Mortgage | F | 180 | 29 | 43.9% | 10.31% |
| 3 | Guild Mortgage | A | 109 | 75 | 5.5% | 6.50% |
| 4 | Rocket Mortgage | C | 99 | 62 | 28.3% | 6.56% |
| 5 | Triad Financial Services | D | 73 | 8 | 56.2% | 10.17% |
| 6 | Gateway First Bank | B | 55 | 39 | 7.3% | 6.63% |
| 7 | Great Plains National Bank | B | 53 | 44 | 5.7% | 6.50% |
| 8 | Mortgage Research Center | C | 45 | 25 | 11.1% | 6.50% |
| 9 | General Mortgage Capital | A | 45 | 38 | 0.0% | 6.63% |
| 10 | First Texoma National Bank | – | 40 | 34 | 5.0% | — |
| 11 | United Shore Financial Services | B | 34 | 22 | 8.8% | 6.06% |
| 12 | The Federal Savings Bank | C | 29 | 22 | 0.0% | 6.38% |
| 13 | Vision Bank | C | 28 | 24 | 3.6% | 7.75% |
| 14 | Southwest Stage Funding | F | 28 | 6 | 3.6% | 7.65% |
| 15 | Vanderbilt Mortgage and Finance | F | 27 | 4 | 25.9% | 10.00% |
| 16 | Freedom Mortgage | B | 22 | 12 | 13.6% | 6.25% |
| 17 | Pennymac Loan Services | C | 20 | 9 | 15.0% | 6.13% |
| 18 | Newrez | D | 20 | 6 | 15.0% | 6.19% |
| 19 | AmeriSave Mortgage | D | 19 | 4 | 73.7% | 8.38% |
| 20 | Broker Solutions | D | 18 | 5 | 5.6% | 6.38% |
| 21 | Loandepot.Com | D | 17 | 10 | 17.7% | 7.31% |
| 22 | Shamrock Bank | – | 17 | 16 | 0.0% | — |
| 23 | Guaranteed Rate | B | 16 | 5 | 6.3% | 6.63% |
| 24 | JPMorgan Chase Bank | B | 14 | 11 | 14.3% | 6.63% |
| 25 | Countryplace Mortgage | F | 14 | 0 | 64.3% | — |
Best approval odds in Bryan County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guild Mortgage | 87 | 6.9% |
| 2 | First United Bank and Trust | 286 | 12.2% |
| 3 | Rocket Mortgage | 93 | 30.1% |
| 4 | Triad Financial Services | 73 | 56.2% |
| 5 | 21st Mortgage | 111 | 71.2% |
What Bryan County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bryan County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,697 | 873 | 21.1% | 7.38% | $145,000 |
| 2024 | 1,685 | 916 | 22.3% | 7.13% | $165,000 |
| 2025 | 1,795 | 945 | 18.6% | 6.88% | $155,000 |
Frequently asked questions
18.6% of applications in Bryan County were denied in 2025, against 17.9% statewide in Oklahoma.
First United Bank and Trust, with 377 applications in 2025 and a denial rate of 9.3%.
The median mortgage application in Bryan County in 2025 was for $155,000; the median property value on originated loans was $255,000.