AmeriSave Mortgage · Oklahoma · 2025

AmeriSave Mortgage in Oklahoma: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 1,385 mortgage applications in Oklahoma in 2025, ranking #24 of 821 lenders active in the state. It originated 20.1% of them and denied 66.6% (76.3% of the applications it decided), against a statewide denial rate of 17.9%.

1.4kApplicationsin OK
76.3%Decision denial ratestate 22.9%
7.50%Median ratestate 6.63%
$95,000Median loanstate $165,000
$33MVolume72 counties

AmeriSave Mortgage in Oklahoma vs the state

66.6%Denial rate+48.65 pts vs state
76.3%Decision denial rate+53.39 pts vs state
20.1%Origination rate-36.03 pts vs state
7.50%Median rate+0.88 pts vs state
1.79Rate spread (pts)+1.44 pts vs state
$60kMedian applicant income
278Loans originated
922Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,14021923.3%6.25%#23
20241,17416773.0%7.13%#25
20251,38527866.6%7.50%#24

What AmeriSave Mortgage lends in Oklahoma

By loan purpose

Home purchase 41 3% · 48.8% denied
Refinance 29 2% · 75.9% denied
Cash-out refinance 1,315 95% · 66.9% denied

By loan type

Conventional 759 55% · 62.9% denied
FHA 497 36% · 69.4% denied
VA 127 9% · 77.2% denied
USDA / RHS 2 0% · 100.0% denied

Why it denied Oklahoma applicants

Incomplete application 493 53%
Collateral 125 14%
Credit history 118 13%
Debt-to-income ratio 85 9%
Unverifiable information 59 6%
Insufficient cash 22 2%
Other 18 2%
Employment history 2 0%

Where in Oklahoma

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 24143167 69.3%
Tulsa County 19944122 61.3%
Cleveland County 872354 62.1%
Canadian County 491131 63.3%
Comanche County 46533 71.7%
Pottawatomie County 45630 66.7%
Creek County 34725 73.5%
Wagoner County 321217 53.1%
Pittsburg County 30325 83.3%
Sequoyah County 29322 75.9%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 1,385 applications in 2025, of which 278 were originated and 922 denied.

66.6% of all applications, or 76.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans AmeriSave Mortgage originated in Oklahoma in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology