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Rogers County, Oklahoma · 2025

Mortgage lenders in Rogers County, OK: denial rates and top lenders (2025)

256 lenders acted on 4,067 mortgage applications for properties in Rogers County in 2025. 15.8% were denied (Oklahoma: 17.9%). Median rate on closed loans 6.63%; median loan $195,000; median property value $295,000.

4.1kApplications
15.8%Denial ratestate 17.9%
6.63%Median ratestate 6.63%
$195,000Median loan
$295,000Median property value

Largest lenders in Rogers County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 242167 18.2%6.63%
2 Associated Mortgage A 167135 1.2%6.50%
3 First United Bank and Trust C 166114 3.6%6.50%
4 BOKF D 165101 18.8%6.75%
5 Arvest Bank C 15195 17.9%6.63%
6 United Shore Financial Services B 148106 14.9%6.09%
7 BancFirst C 141110 13.5%7.50%
8 TTCU Federal Credit Union B 13193 15.3%6.75%
9 Mortgage Research Center C 11548 21.7%6.25%
10 RCB Bank B 11580 7.8%6.63%
11 Flat Branch Mortgage A 11286 1.8%6.50%
12 Vanderbilt Mortgage and Finance F 10513 31.4%9.75%
13 21st Mortgage F 8918 41.6%9.94%
14 Canopy Mortgage B 8242 0.0%6.63%
15 Dhi Mortgage Company B 8063 2.5%4.99%
16 Tulsa Federal Credit Union F 6730 16.4%7.13%
17 Pennymac Loan Services C 6530 12.3%6.13%
18 Freedom Mortgage B 6329 15.9%6.25%
19 American Airlines Federal Credit Union D 5836 10.3%7.00%
20 Gateway First Bank B 5441 5.6%6.88%
21 Broker Solutions D 5015 18.0%6.63%
22 Bank of America F 4919 32.7%6.38%
23 Newrez D 4715 21.3%6.75%
24 Triad Financial Services D 468 50.0%8.76%
25 The Mortgage Link B 4435 0.0%6.25%

Best approval odds in Rogers County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Associated Mortgage1441.4%
2Flat Branch Mortgage882.3%
3Dhi Mortgage Company653.1%
4First United Bank and Trust1205.0%
5RCB Bank939.7%
6BancFirst14113.5%
7TTCU Federal Credit Union12016.7%
8United Shore Financial Services13216.7%
9Rocket Mortgage22020.0%
10Arvest Bank12621.4%

What Rogers County borrowers applied for

By loan purpose

Home purchase 2,023 50% · 10.3% denied
Refinance 569 14% · 13.4% denied
Cash-out refinance 711 17% · 23.9% denied
Home improvement 398 10% · 21.4% denied
Other / HELOC 366 9% · 28.7% denied

By loan type

Conventional 2,731 67% · 17.9% denied
FHA 805 20% · 11.2% denied
VA 474 12% · 13.1% denied
USDA / RHS 57 1% · 3.5% denied

Why applications were denied

Credit history 194 31%
Debt-to-income ratio 171 27%
Incomplete application 95 15%
Collateral 74 12%
Other 35 6%
Unverifiable information 33 5%
Insufficient cash 24 4%
Employment history 7 1%

Rogers County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20233,4522,03217.1%6.88%$175,000
20243,7582,17417.8%6.88%$175,000
20254,0672,34515.8%6.63%$195,000

Frequently asked questions

15.8% of applications in Rogers County were denied in 2025, against 17.9% statewide in Oklahoma.

Rocket Mortgage, with 242 applications in 2025 and a denial rate of 18.2%.

The median mortgage application in Rogers County in 2025 was for $195,000; the median property value on originated loans was $295,000.