Canopy Mortgage in Oklahoma vs the state
1.0%Denial rate-16.92 pts vs state
1.7%Decision denial rate-21.14 pts vs state
56.4%Origination rate+0.33 pts vs state
6.50%Median rate-0.13 pts vs state
0.53Rate spread (pts)+0.18 pts vs state
$81kMedian applicant income
338Loans originated
6Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 0.0% | 7.31% | #421 |
| 2024 | 22 | 13 | 0.0% | 5.99% | #307 |
| 2025 | 599 | 338 | 1.0% | 6.50% | #55 |
What Canopy Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Canopy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 155 | 87 | 0 | 0.0% |
| Rogers County | 82 | 42 | 0 | 0.0% |
| Oklahoma County | 55 | 40 | 1 | 1.8% |
| Mayes County | 34 | 26 | 0 | 0.0% |
| Wagoner County | 32 | 19 | 0 | 0.0% |
| Creek County | 29 | 14 | 0 | 0.0% |
| Cleveland County | 23 | 14 | 0 | 0.0% |
| Canadian County | 19 | 10 | 0 | 0.0% |
| Okmulgee County | 13 | 4 | 0 | 0.0% |
| Washington County | 12 | 9 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 599 applications in 2025, of which 338 were originated and 6 denied.
1.0% of all applications, or 1.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Canopy Mortgage originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Canopy Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology