Largest lenders in Okmulgee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 90 | 20 | 30.0% | 9.11% |
| 2 | Vanderbilt Mortgage and Finance | F | 89 | 12 | 34.8% | 9.25% |
| 3 | Rocket Mortgage | C | 74 | 45 | 33.8% | 6.50% |
| 4 | Mabrey Bank | B | 70 | 52 | 8.6% | — |
| 5 | Triad Financial Services | D | 68 | 8 | 39.7% | 10.77% |
| 6 | Flat Branch Mortgage | A | 58 | 41 | 0.0% | 6.63% |
| 7 | Patrons Bank | – | 57 | 43 | 10.5% | — |
| 8 | American Exchange Bank | – | 53 | 41 | 17.0% | — |
| 9 | Arvest Bank | C | 49 | 29 | 16.3% | 6.75% |
| 10 | Credit Human Federal Credit Union | D | 38 | 1 | 79.0% | 7.90% |
| 11 | Servion | B | 29 | 7 | 34.5% | 6.88% |
| 12 | United Shore Financial Services | B | 26 | 16 | 23.1% | 6.04% |
| 13 | Mortgage Research Center | C | 25 | 9 | 24.0% | 6.63% |
| 14 | BOKF | D | 23 | 13 | 13.0% | 6.50% |
| 15 | AmeriSave Mortgage | D | 22 | 3 | 77.3% | 6.75% |
| 16 | Broker Solutions | D | 22 | 2 | 9.1% | 6.31% |
| 17 | TTCU Federal Credit Union | B | 22 | 15 | 13.6% | 6.88% |
| 18 | Southwest Stage Funding | F | 21 | 8 | 9.5% | 8.13% |
| 19 | The Mortgage Link | B | 20 | 15 | 0.0% | 6.50% |
| 20 | Pennymac Loan Services | C | 19 | 10 | 10.5% | 6.19% |
| 21 | Guaranteed Rate | B | 19 | 13 | 5.3% | 7.88% |
| 22 | Associated Mortgage | A | 18 | 13 | 5.6% | 6.75% |
| 23 | American Heritage Bank | C | 15 | 11 | 26.7% | — |
| 24 | Kiavi Funding | D | 15 | 0 | 0.0% | — |
| 25 | WESTERN SUN Federal Credit Union | D | 15 | 9 | 13.3% | — |
Best approval odds in Okmulgee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Mabrey Bank | 67 | 9.0% |
| 2 | Patrons Bank | 54 | 11.1% |
| 3 | American Exchange Bank | 53 | 17.0% |
| 4 | Rocket Mortgage | 71 | 35.2% |
| 5 | Triad Financial Services | 68 | 39.7% |
What Okmulgee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Okmulgee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,230 | 585 | 24.4% | 7.25% | $125,000 |
| 2024 | 1,369 | 636 | 25.1% | 6.99% | $125,000 |
| 2025 | 1,404 | 663 | 22.6% | 6.63% | $135,000 |
Frequently asked questions
22.6% of applications in Okmulgee County were denied in 2025, against 17.9% statewide in Oklahoma.
21st Mortgage, with 90 applications in 2025 and a denial rate of 30.0%.
The median mortgage application in Okmulgee County in 2025 was for $135,000; the median property value on originated loans was $205,000.