Mabrey Bank · Oklahoma · 2025

Mabrey Bank in Oklahoma: approval rate, denial rate and rates (2025)

Mabrey Bank took 279 mortgage applications in Oklahoma in 2025, ranking #102 of 821 lenders active in the state. It originated 74.6% of them and denied 9.3% (10.1% of the applications it decided), against a statewide denial rate of 17.9%.

279Applicationsin OK
10.1%Decision denial ratestate 22.9%
Median ratestate 6.63%
$175,000Median loanstate $165,000
$55MVolume24 counties

Mabrey Bank in Oklahoma vs the state

9.3%Denial rate-8.60 pts vs state
10.1%Decision denial rate-12.79 pts vs state
74.6%Origination rate+18.45 pts vs state
Median rate
Rate spread (pts)
$109kMedian applicant income
208Loans originated
26Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232862226.3%7.75%#88
202427321311.0%7.75%#96
20252792089.3%#102

What Mabrey Bank lends in Oklahoma

By loan purpose

Home purchase 182 65% · 6.0% denied
Refinance 33 12% · 12.1% denied
Cash-out refinance 25 9% · 20.0% denied
Home improvement 27 10% · 18.5% denied
Other / HELOC 12 4% · 8.3% denied

By loan type

Conventional 247 89% · 9.3% denied
FHA 25 9% · 12.0% denied
VA 4 1% · 0.0% denied
USDA / RHS 3 1% · 0.0% denied

Where in Oklahoma

Counties with the most Mabrey Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 90655 5.6%
Okmulgee County 70526 8.6%
Muskogee County 26175 19.2%
Wagoner County 21144 19.0%
Oklahoma County 15131 6.7%
Creek County 1090 0.0%
McIntosh County 970 0.0%
Rogers County 751 14.3%
Cherokee County 660 0.0%
Okfuskee County 550 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 279 applications in 2025, of which 208 were originated and 26 denied.

9.3% of all applications, or 10.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Mabrey Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology