Okfuskee County, Oklahoma · 2025

Mortgage lenders in Okfuskee County, OK: denial rates and top lenders (2025)

76 lenders acted on 337 mortgage applications for properties in Okfuskee County in 2025. 19.6% were denied (Oklahoma: 17.9%). Median rate on closed loans 7.19%; median loan $125,000; median property value $205,000.

337Applications
19.6%Denial ratestate 17.9%
7.19%Median ratestate 6.63%
$125,000Median loan
$205,000Median property value

Largest lenders in Okfuskee County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 BancFirst C 5650 3.6%7.56%
2 21st Mortgage F 356 40.0%9.57%
3 American Exchange Bank 2411 33.3%
4 Triad Financial Services D 223 54.6%8.65%
5 Mortgage Research Center C 165 18.8%6.63%
6 Broker Solutions D 112 0.0%7.56%
7 Rocket Mortgage C 103 20.0%5.88%
8 First United Bank and Trust C 85 12.5%7.13%
9 Vanderbilt Mortgage and Finance F 80 37.5%
10 Pennymac Loan Services C 72 28.6%5.68%
11 Vision Bank C 75 14.3%7.29%
12 United Shore Financial Services B 75 0.0%5.97%
13 Patrons Bank 76 0.0%
14 Oklahoma'S Credit Union C 55 0.0%7.25%
15 Flat Branch Mortgage A 52 0.0%6.50%
16 Chickasaw Community Bank D 52 0.0%6.06%
17 Newrez D 52 40.0%6.94%
18 Mabrey Bank B 55 0.0%

Best approval odds in Okfuskee County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1BancFirst563.6%

What Okfuskee County borrowers applied for

By loan purpose

Home purchase 175 52% · 22.3% denied
Refinance 64 19% · 12.5% denied
Cash-out refinance 41 12% · 24.4% denied
Home improvement 27 8% · 11.1% denied
Other / HELOC 30 9% · 20.0% denied

By loan type

Conventional 248 74% · 23.0% denied
FHA 52 15% · 11.5% denied
VA 34 10% · 8.8% denied
USDA / RHS 3 1% · 0.0% denied

Why applications were denied

Credit history 30 52%
Debt-to-income ratio 9 16%
Collateral 9 16%
Incomplete application 4 7%
Other 3 5%
Unverifiable information 2 3%
Insufficient cash 1 2%

Okfuskee County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202329714725.6%7.50%$95,000
202427313526.4%7.50%$105,000
202533716819.6%7.19%$125,000

Frequently asked questions

19.6% of applications in Okfuskee County were denied in 2025, against 17.9% statewide in Oklahoma.

BancFirst, with 56 applications in 2025 and a denial rate of 3.6%.

The median mortgage application in Okfuskee County in 2025 was for $125,000; the median property value on originated loans was $205,000.