Oklahoma'S Credit Union in Oklahoma vs the state
15.2%Denial rate-2.74 pts vs state
17.3%Decision denial rate-5.59 pts vs state
72.6%Origination rate+16.53 pts vs state
7.25%Median rate+0.63 pts vs state
—Rate spread (pts)
$96kMedian applicant income
268Loans originated
56Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 630 | 438 | 17.6% | 7.25% | #43 |
| 2024 | 297 | 179 | 13.8% | 7.00% | #87 |
| 2025 | 369 | 268 | 15.2% | 7.25% | #79 |
What Oklahoma'S Credit Union lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Oklahoma'S Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 168 | 124 | 27 | 16.1% |
| Cleveland County | 44 | 33 | 4 | 9.1% |
| Canadian County | 32 | 25 | 5 | 15.6% |
| Tulsa County | 21 | 13 | 4 | 19.0% |
| Logan County | 15 | 13 | 0 | 0.0% |
| Grady County | 11 | 11 | 0 | 0.0% |
| Custer County | 7 | 5 | 0 | 0.0% |
| Pottawatomie County | 6 | 2 | 4 | 66.7% |
| McClain County | 6 | 4 | 2 | 33.3% |
| Okfuskee County | 5 | 5 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 369 applications in 2025, of which 268 were originated and 56 denied.
15.2% of all applications, or 17.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Oklahoma'S Credit Union originated in Oklahoma in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Oklahoma'S Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology