Custer County, Oklahoma · 2025

Mortgage lenders in Custer County, OK: denial rates and top lenders (2025)

107 lenders acted on 529 mortgage applications for properties in Custer County in 2025. 17.2% were denied (Oklahoma: 17.9%). Median rate on closed loans 6.75%; median loan $155,000; median property value $225,000.

529Applications
17.2%Denial ratestate 17.9%
6.75%Median ratestate 6.63%
$155,000Median loan
$225,000Median property value

Largest lenders in Custer County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 BancFirst C 5949 3.4%6.99%
2 Rocket Mortgage C 5539 20.0%6.75%
3 Interlinc Mortgage Services B 4129 12.2%6.99%
4 Guaranteed Rate B 2618 3.9%6.63%
5 InterBank C 2011 10.0%7.50%
6 21st Mortgage F 183 27.8%10.10%
7 Great Plains National Bank B 1715 0.0%7.13%
8 Mortgage Research Center C 178 5.9%6.38%
9 Vanderbilt Mortgage and Finance F 130 46.2%
10 Sun West Mortgage Company B 107 0.0%6.37%
11 Legacy Bank C 109 10.0%
12 Triad Financial Services D 92 44.4%9.25%
13 Nationstar Mortgage C 84 25.0%7.25%
14 Guild Mortgage A 86 12.5%6.56%
15 Pennymac Loan Services C 70 0.0%
16 Oklahoma'S Credit Union C 75 0.0%
17 Loandepot.Com D 71 85.7%9.13%
18 MidFirst Bank B 76 14.3%6.85%
19 New Day Financial F 61 0.0%5.99%
20 Tinker Federal Credit Union F 61 33.3%7.95%
21 Countryplace Mortgage F 61 33.3%8.39%
22 Credit Human Federal Credit Union D 50 100.0%
23 United Shore Financial Services B 51 40.0%7.75%
24 Navy Federal Credit Union D 53 0.0%7.50%
25 Cwm Partners B 54 0.0%6.38%

Best approval odds in Custer County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1BancFirst593.4%
2Rocket Mortgage5022.0%

What Custer County borrowers applied for

By loan purpose

Home purchase 320 60% · 11.3% denied
Refinance 85 16% · 18.8% denied
Cash-out refinance 68 13% · 29.4% denied
Home improvement 21 4% · 23.8% denied
Other / HELOC 35 7% · 40.0% denied

By loan type

Conventional 356 67% · 19.4% denied
FHA 115 22% · 17.4% denied
VA 40 8% · 2.5% denied
USDA / RHS 18 3% · 5.6% denied

Why applications were denied

Debt-to-income ratio 28 31%
Credit history 27 30%
Collateral 12 13%
Incomplete application 12 13%
Other 4 4%
Unverifiable information 4 4%
Insufficient cash 3 3%

Custer County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202348027719.8%7.00%$145,000
202448128917.1%6.88%$135,000
202552930117.2%6.75%$155,000

Frequently asked questions

17.2% of applications in Custer County were denied in 2025, against 17.9% statewide in Oklahoma.

BancFirst, with 59 applications in 2025 and a denial rate of 3.4%.

The median mortgage application in Custer County in 2025 was for $155,000; the median property value on originated loans was $225,000.