Sun West Mortgage Company in Oklahoma vs the state
10.0%Denial rate-7.96 pts vs state
10.7%Decision denial rate-12.22 pts vs state
71.0%Origination rate+14.90 pts vs state
6.25%Median rate-0.38 pts vs state
0.15Rate spread (pts)-0.20 pts vs state
$74kMedian applicant income
164Loans originated
23Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 162 | 106 | 9.3% | 6.62% | #124 |
| 2024 | 196 | 145 | 7.7% | 6.50% | #116 |
| 2025 | 231 | 164 | 10.0% | 6.25% | #114 |
What Sun West Mortgage Company lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beckham County | 44 | 39 | 0 | 0.0% |
| Oklahoma County | 42 | 26 | 8 | 19.0% |
| Tulsa County | 20 | 15 | 1 | 5.0% |
| Cleveland County | 19 | 12 | 3 | 15.8% |
| Canadian County | 19 | 12 | 3 | 15.8% |
| Custer County | 10 | 7 | 0 | 0.0% |
| Washita County | 9 | 7 | 0 | 0.0% |
| Comanche County | 8 | 7 | 0 | 0.0% |
| Logan County | 7 | 4 | 0 | 0.0% |
| McClain County | 5 | 4 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 231 applications in 2025, of which 164 were originated and 23 denied.
10.0% of all applications, or 10.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Sun West Mortgage Company originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology