Largest lenders in Beckham County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Great Plains National Bank | B | 75 | 50 | 16.0% | 8.87% |
| 2 | Rocket Mortgage | C | 45 | 24 | 40.0% | 6.62% |
| 3 | Sun West Mortgage Company | B | 44 | 39 | 0.0% | 6.38% |
| 4 | Interlinc Mortgage Services | B | 40 | 32 | 2.5% | 6.88% |
| 5 | InterBank | C | 22 | 16 | 9.1% | 7.75% |
| 6 | Mortgage Research Center | C | 18 | 8 | 38.9% | 6.19% |
| 7 | Vanderbilt Mortgage and Finance | F | 18 | 1 | 44.4% | 9.50% |
| 8 | 21st Mortgage | F | 15 | 2 | 33.3% | 10.53% |
| 9 | Freedom Mortgage | B | 13 | 4 | 38.5% | 6.44% |
| 10 | Newrez | D | 12 | 2 | 33.3% | 6.62% |
| 11 | Triad Financial Services | D | 10 | 2 | 70.0% | 8.72% |
| 12 | Loandepot.Com | D | 10 | 7 | 30.0% | 7.63% |
| 13 | New Day Financial | F | 9 | 2 | 44.4% | 7.12% |
| 14 | Pennymac Loan Services | C | 8 | 4 | 0.0% | 6.00% |
| 15 | Equity Prime Mortgage | D | 8 | 3 | 0.0% | 6.25% |
| 16 | Credit Human Federal Credit Union | D | 7 | 0 | 100.0% | — |
| 17 | United Shore Financial Services | B | 7 | 3 | 0.0% | 6.20% |
| 18 | Navy Federal Credit Union | D | 7 | 3 | 28.6% | 6.25% |
| 19 | Broker Solutions | D | 6 | 3 | 0.0% | 7.25% |
| 20 | AmeriSave Mortgage | D | 5 | 1 | 60.0% | 11.25% |
| 21 | Guaranteed Rate | B | 5 | 4 | 0.0% | 6.83% |
| 22 | Figure Lending | C | 5 | 2 | 60.0% | 12.25% |
Best approval odds in Beckham County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Great Plains National Bank | 62 | 19.4% |
What Beckham County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Beckham County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 408 | 242 | 20.1% | 7.06% | $135,000 |
| 2024 | 418 | 222 | 23.2% | 6.99% | $135,000 |
| 2025 | 480 | 267 | 22.5% | 6.88% | $145,000 |
Frequently asked questions
22.5% of applications in Beckham County were denied in 2025, against 17.9% statewide in Oklahoma.
Great Plains National Bank, with 75 applications in 2025 and a denial rate of 16.0%.
The median mortgage application in Beckham County in 2025 was for $145,000; the median property value on originated loans was $195,000.