Equity Prime Mortgage in Oklahoma vs the state
12.5%Denial rate-5.42 pts vs state
25.0%Decision denial rate+2.13 pts vs state
37.0%Origination rate-19.09 pts vs state
6.63%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.18 pts vs state
$71kMedian applicant income
151Loans originated
51Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 95 | 65 | 3.2% | 7.25% | #172 |
| 2024 | 248 | 149 | 3.2% | 6.75% | #103 |
| 2025 | 408 | 151 | 12.5% | 6.63% | #72 |
What Equity Prime Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 60 | 19 | 10 | 16.7% |
| Tulsa County | 41 | 11 | 3 | 7.3% |
| Cleveland County | 33 | 14 | 4 | 12.1% |
| Comanche County | 22 | 10 | 1 | 4.5% |
| Texas County | 19 | 10 | 2 | 10.5% |
| Canadian County | 18 | 6 | 4 | 22.2% |
| Pottawatomie County | 12 | 6 | 0 | 0.0% |
| Pontotoc County | 12 | 2 | 1 | 8.3% |
| Lincoln County | 11 | 5 | 3 | 27.3% |
| Le Flore County | 11 | 4 | 3 | 27.3% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 408 applications in 2025, of which 151 were originated and 51 denied.
12.5% of all applications, or 25.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Equity Prime Mortgage originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology