Largest lenders in Texas County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Equity Bank | A | 73 | 65 | 5.5% | 7.81% |
| 2 | CMG Mortgage | A | 58 | 47 | 1.7% | 6.00% |
| 3 | Rocket Mortgage | C | 43 | 26 | 27.9% | 6.75% |
| 4 | United Shore Financial Services | B | 38 | 27 | 23.7% | 6.38% |
| 5 | Equity Prime Mortgage | D | 19 | 10 | 10.5% | 6.25% |
| 6 | Vanderbilt Mortgage and Finance | F | 15 | 1 | 40.0% | 8.75% |
| 7 | 21st Mortgage | F | 14 | 0 | 28.6% | — |
| 8 | Newrez | D | 13 | 4 | 7.7% | 6.75% |
| 9 | Centennial Bank | D | 11 | 6 | 9.1% | 6.13% |
| 10 | Triad Financial Services | D | 9 | 3 | 0.0% | 8.80% |
| 11 | Guild Mortgage | A | 9 | 9 | 0.0% | 7.13% |
| 12 | Southwest Stage Funding | F | 9 | 4 | 0.0% | 9.05% |
| 13 | Navy Federal Credit Union | D | 8 | 3 | 25.0% | 5.75% |
| 14 | Freedom Mortgage | B | 7 | 4 | 0.0% | 6.06% |
| 15 | F&M Bank | B | 6 | 5 | 0.0% | 6.50% |
| 16 | Coastal Community Bank | C | 6 | 2 | 0.0% | 13.49% |
| 17 | Discover Bank | F | 5 | 0 | 60.0% | — |
| 18 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 6.00% |
| 19 | Credit Human Federal Credit Union | D | 5 | 1 | 80.0% | 8.40% |
| 20 | Broker Solutions | D | 5 | 2 | 0.0% | 6.74% |
Best approval odds in Texas County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CMG Mortgage | 53 | 1.9% |
| 2 | Equity Bank | 70 | 5.7% |
What Texas County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Texas County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 322 | 199 | 14.9% | 6.88% | $135,000 |
| 2024 | 366 | 230 | 16.1% | 6.99% | $145,000 |
| 2025 | 430 | 245 | 16.5% | 6.50% | $145,000 |
Frequently asked questions
16.5% of applications in Texas County were denied in 2025, against 17.9% statewide in Oklahoma.
Equity Bank, with 73 applications in 2025 and a denial rate of 5.5%.
The median mortgage application in Texas County in 2025 was for $145,000; the median property value on originated loans was $195,000.