Guild Mortgage in Oklahoma vs the state
6.4%Denial rate-11.48 pts vs state
7.8%Decision denial rate-15.05 pts vs state
70.2%Origination rate+14.14 pts vs state
6.50%Median rate-0.13 pts vs state
0.44Rate spread (pts)+0.10 pts vs state
$83kMedian applicant income
774Loans originated
71Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 557 | 377 | 5.0% | 7.00% | #53 |
| 2024 | 980 | 680 | 6.2% | 6.88% | #31 |
| 2025 | 1,102 | 774 | 6.4% | 6.50% | #29 |
What Guild Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Comanche County | 179 | 126 | 4 | 2.2% |
| Bryan County | 109 | 75 | 6 | 5.5% |
| Oklahoma County | 93 | 56 | 6 | 6.5% |
| Pittsburg County | 64 | 46 | 10 | 15.6% |
| Tulsa County | 50 | 32 | 4 | 8.0% |
| Woodward County | 45 | 39 | 3 | 6.7% |
| Canadian County | 37 | 30 | 2 | 5.4% |
| Cleveland County | 36 | 28 | 0 | 0.0% |
| McIntosh County | 33 | 26 | 3 | 9.1% |
| Muskogee County | 32 | 24 | 3 | 9.4% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,102 applications in 2025, of which 774 were originated and 71 denied.
6.4% of all applications, or 7.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Guild Mortgage originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology