Largest lenders in McIntosh County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 75 | 30 | 20.0% | 8.96% |
| 2 | Arvest Bank | C | 56 | 33 | 21.4% | 7.00% |
| 3 | Triad Financial Services | D | 46 | 11 | 37.0% | 8.75% |
| 4 | Rocket Mortgage | C | 42 | 25 | 26.2% | 6.38% |
| 5 | Guild Mortgage | A | 33 | 26 | 9.1% | 6.63% |
| 6 | Vanderbilt Mortgage and Finance | F | 27 | 1 | 33.3% | 8.75% |
| 7 | Armstrong Bank | B | 25 | 17 | 8.0% | 7.16% |
| 8 | Credit Human Federal Credit Union | D | 24 | 1 | 66.7% | 7.90% |
| 9 | BOKF | D | 22 | 12 | 27.3% | 6.81% |
| 10 | BancFirst | C | 20 | 15 | 0.0% | 7.50% |
| 11 | Mortgage Research Center | C | 20 | 9 | 15.0% | 6.63% |
| 12 | United Shore Financial Services | B | 18 | 13 | 11.1% | 5.49% |
| 13 | Broker Solutions | D | 18 | 9 | 0.0% | 7.13% |
| 14 | First United Bank and Trust | C | 18 | 11 | 16.7% | 7.00% |
| 15 | Southwest Stage Funding | F | 15 | 6 | 0.0% | 7.93% |
| 16 | New Day Financial | F | 13 | 4 | 23.1% | 6.99% |
| 17 | American Bank of Oklahoma | B | 11 | 11 | 0.0% | 6.38% |
| 18 | Flat Branch Mortgage | A | 11 | 8 | 0.0% | 6.56% |
| 19 | Newrez | D | 11 | 6 | 0.0% | 6.44% |
| 20 | Pennymac Loan Services | C | 9 | 3 | 11.1% | 5.50% |
| 21 | Loandepot.Com | D | 9 | 4 | 55.6% | 6.31% |
| 22 | Mabrey Bank | B | 9 | 7 | 0.0% | — |
| 23 | American Financial Resources | B | 8 | 5 | 0.0% | 6.13% |
| 24 | AmeriSave Mortgage | D | 7 | 2 | 71.4% | 7.44% |
| 25 | Servion | B | 7 | 4 | 14.3% | 6.50% |
What McIntosh County borrowers applied for
By loan purpose
By loan type
Why applications were denied
McIntosh County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 645 | 292 | 26.1% | 7.13% | $135,000 |
| 2024 | 780 | 384 | 23.9% | 7.35% | $135,000 |
| 2025 | 775 | 386 | 20.4% | 6.88% | $145,000 |
Frequently asked questions
20.4% of applications in McIntosh County were denied in 2025, against 17.9% statewide in Oklahoma.
21st Mortgage, with 75 applications in 2025 and a denial rate of 20.0%.
The median mortgage application in McIntosh County in 2025 was for $145,000; the median property value on originated loans was $250,000.