American Financial Resources in Oklahoma vs the state
7.5%Denial rate-10.47 pts vs state
10.3%Decision denial rate-12.58 pts vs state
63.8%Origination rate+7.73 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)-0.06 pts vs state
$92kMedian applicant income
120Loans originated
14Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 28 | 9.8% | 7.13% | #221 |
| 2024 | 116 | 59 | 10.3% | 6.63% | #160 |
| 2025 | 188 | 120 | 7.5% | 6.50% | #131 |
What American Financial Resources lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 29 | 19 | 2 | 6.9% |
| Cleveland County | 15 | 11 | 1 | 6.7% |
| Tulsa County | 14 | 12 | 0 | 0.0% |
| Canadian County | 11 | 10 | 0 | 0.0% |
| Rogers County | 10 | 6 | 0 | 0.0% |
| Logan County | 9 | 6 | 2 | 22.2% |
| McIntosh County | 8 | 5 | 0 | 0.0% |
| McCurtain County | 8 | 4 | 3 | 37.5% |
| Comanche County | 6 | 5 | 0 | 0.0% |
| Okmulgee County | 6 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 188 applications in 2025, of which 120 were originated and 14 denied.
7.5% of all applications, or 10.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans American Financial Resources originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology