New Day Financial in Oklahoma vs the state
21.8%Denial rate+3.92 pts vs state
49.0%Decision denial rate+26.09 pts vs state
20.2%Origination rate-35.93 pts vs state
6.99%Median rate+0.37 pts vs state
0.86Rate spread (pts)+0.51 pts vs state
$74kMedian applicant income
217Loans originated
235Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 742 | 134 | 22.5% | 7.50% | #34 |
| 2024 | 940 | 171 | 22.2% | 7.63% | #32 |
| 2025 | 1,076 | 217 | 21.8% | 6.99% | #31 |
What New Day Financial lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 217 | 36 | 44 | 20.3% |
| Tulsa County | 116 | 18 | 22 | 19.0% |
| Comanche County | 95 | 23 | 24 | 25.3% |
| Cleveland County | 78 | 17 | 17 | 21.8% |
| Canadian County | 65 | 11 | 10 | 15.4% |
| Rogers County | 23 | 5 | 4 | 17.4% |
| Pottawatomie County | 22 | 5 | 7 | 31.8% |
| Muskogee County | 22 | 4 | 5 | 22.7% |
| Garfield County | 19 | 5 | 4 | 21.1% |
| Stephens County | 19 | 7 | 3 | 15.8% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,076 applications in 2025, of which 217 were originated and 235 denied.
21.8% of all applications, or 49.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans New Day Financial originated in Oklahoma in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology