Largest lenders in Muskogee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Broker Solutions | D | 129 | 74 | 9.3% | 6.88% |
| 2 | Armstrong Bank | B | 114 | 86 | 8.8% | 7.25% |
| 3 | American Bank of Oklahoma | B | 112 | 104 | 0.0% | 6.13% |
| 4 | 21st Mortgage | F | 109 | 22 | 53.2% | 9.15% |
| 5 | Firstar Bank | B | 104 | 92 | 1.0% | 6.38% |
| 6 | Arvest Bank | C | 101 | 57 | 18.8% | 6.88% |
| 7 | BancFirst | C | 101 | 78 | 15.8% | 7.13% |
| 8 | Rocket Mortgage | C | 91 | 61 | 19.8% | 6.75% |
| 9 | Vanderbilt Mortgage and Finance | F | 83 | 11 | 38.6% | 9.50% |
| 10 | Triad Financial Services | D | 81 | 9 | 49.4% | 9.73% |
| 11 | Mortgage Research Center | C | 68 | 24 | 23.5% | 6.56% |
| 12 | Kiavi Funding | D | 61 | 1 | 1.6% | 7.00% |
| 13 | United Shore Financial Services | B | 57 | 35 | 14.0% | 6.00% |
| 14 | BOKF | D | 51 | 31 | 17.7% | 6.75% |
| 15 | Freedom Mortgage | B | 35 | 14 | 14.3% | 6.44% |
| 16 | Guild Mortgage | A | 32 | 24 | 9.4% | 6.25% |
| 17 | Credit Human Federal Credit Union | D | 30 | 9 | 50.0% | 8.30% |
| 18 | Cornerstone Capital Bank | A | 28 | 14 | 7.1% | 6.50% |
| 19 | AmeriSave Mortgage | D | 27 | 5 | 70.4% | 7.63% |
| 20 | Mabrey Bank | B | 26 | 17 | 19.2% | — |
| 21 | TTCU Federal Credit Union | B | 26 | 18 | 7.7% | 6.88% |
| 22 | Local Bank | – | 24 | 20 | 8.3% | — |
| 23 | New Day Financial | F | 22 | 4 | 22.7% | 6.94% |
| 24 | Associated Mortgage | A | 22 | 17 | 4.6% | 6.50% |
| 25 | Flat Branch Mortgage | A | 20 | 12 | 0.0% | 6.50% |
Best approval odds in Muskogee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | American Bank of Oklahoma | 105 | 0.0% |
| 2 | Firstar Bank | 93 | 1.1% |
| 3 | Armstrong Bank | 103 | 9.7% |
| 4 | Broker Solutions | 87 | 13.8% |
| 5 | BancFirst | 101 | 15.8% |
| 6 | Rocket Mortgage | 83 | 21.7% |
| 7 | Arvest Bank | 79 | 24.1% |
| 8 | Triad Financial Services | 81 | 49.4% |
| 9 | 21st Mortgage | 81 | 71.6% |
What Muskogee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Muskogee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,737 | 943 | 20.6% | 7.00% | $125,000 |
| 2024 | 2,011 | 1,058 | 22.0% | 6.99% | $125,000 |
| 2025 | 2,179 | 1,146 | 19.9% | 6.75% | $135,000 |
Frequently asked questions
19.9% of applications in Muskogee County were denied in 2025, against 17.9% statewide in Oklahoma.
Broker Solutions, with 129 applications in 2025 and a denial rate of 9.3%.
The median mortgage application in Muskogee County in 2025 was for $135,000; the median property value on originated loans was $205,000.