TTCU Federal Credit Union in Oklahoma vs the state
16.7%Denial rate-1.22 pts vs state
18.1%Decision denial rate-4.80 pts vs state
70.2%Origination rate+14.14 pts vs state
6.88%Median rate+0.25 pts vs state
0.10Rate spread (pts)-0.25 pts vs state
$98kMedian applicant income
984Loans originated
234Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,189 | 750 | 18.1% | 7.88% | #22 |
| 2024 | 1,516 | 925 | 20.5% | 7.75% | #20 |
| 2025 | 1,401 | 984 | 16.7% | 6.88% | #22 |
What TTCU Federal Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most TTCU Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 773 | 541 | 136 | 17.6% |
| Rogers County | 131 | 93 | 20 | 15.3% |
| Wagoner County | 127 | 100 | 12 | 9.4% |
| Creek County | 95 | 72 | 15 | 15.8% |
| Cherokee County | 41 | 30 | 6 | 14.6% |
| Osage County | 34 | 23 | 6 | 17.6% |
| Oklahoma County | 30 | 15 | 7 | 23.3% |
| Mayes County | 26 | 11 | 9 | 34.6% |
| Muskogee County | 26 | 18 | 2 | 7.7% |
| Okmulgee County | 22 | 15 | 3 | 13.6% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,401 applications in 2025, of which 984 were originated and 234 denied.
16.7% of all applications, or 18.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans TTCU Federal Credit Union originated in Oklahoma in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are TTCU Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology