Cornerstone Capital Bank in Oklahoma vs the state
2.3%Denial rate-15.61 pts vs state
2.9%Decision denial rate-19.93 pts vs state
76.3%Origination rate+20.23 pts vs state
6.50%Median rate-0.13 pts vs state
0.27Rate spread (pts)-0.08 pts vs state
$88kMedian applicant income
429Loans originated
13Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,772 | 1,419 | 2.1% | 6.75% | #15 |
| 2024 | 985 | 795 | 1.5% | 6.75% | #30 |
| 2025 | 562 | 429 | 2.3% | 6.50% | #58 |
What Cornerstone Capital Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 179 | 140 | 4 | 2.2% |
| Comanche County | 69 | 58 | 0 | 0.0% |
| Canadian County | 63 | 52 | 0 | 0.0% |
| Tulsa County | 59 | 42 | 1 | 1.7% |
| Cleveland County | 52 | 42 | 2 | 3.8% |
| Muskogee County | 28 | 14 | 2 | 7.1% |
| Logan County | 21 | 15 | 1 | 4.8% |
| McClain County | 11 | 9 | 0 | 0.0% |
| Wagoner County | 9 | 7 | 0 | 0.0% |
| Rogers County | 9 | 6 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 562 applications in 2025, of which 429 were originated and 13 denied.
2.3% of all applications, or 2.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Cornerstone Capital Bank originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology