Firstar Bank in Oklahoma vs the state
2.8%Denial rate-15.14 pts vs state
3.2%Decision denial rate-19.70 pts vs state
84.6%Origination rate+28.52 pts vs state
6.49%Median rate-0.13 pts vs state
0.05Rate spread (pts)-0.30 pts vs state
$86kMedian applicant income
517Loans originated
17Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 611 | 529 | 2.6% | 6.75% | #47 |
| 2024 | 607 | 518 | 3.1% | 6.63% | #49 |
| 2025 | 611 | 517 | 2.8% | 6.49% | #53 |
What Firstar Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Firstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sequoyah County | 160 | 136 | 11 | 6.9% |
| Muskogee County | 104 | 92 | 1 | 1.0% |
| Tulsa County | 101 | 86 | 3 | 3.0% |
| Le Flore County | 72 | 58 | 1 | 1.4% |
| Wagoner County | 46 | 36 | 0 | 0.0% |
| Haskell County | 23 | 21 | 0 | 0.0% |
| Cherokee County | 22 | 19 | 0 | 0.0% |
| Mayes County | 10 | 7 | 0 | 0.0% |
| Creek County | 9 | 8 | 0 | 0.0% |
| Rogers County | 9 | 9 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 611 applications in 2025, of which 517 were originated and 17 denied.
2.8% of all applications, or 3.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Firstar Bank originated in Oklahoma in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Firstar Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology