Loandepot.Com · Oklahoma · 2025

Loandepot.Com in Oklahoma: approval rate, denial rate and rates (2025)

Loandepot.Com took 1,389 mortgage applications in Oklahoma in 2025, ranking #23 of 821 lenders active in the state. It originated 46.1% of them and denied 38.9% (45.2% of the applications it decided), against a statewide denial rate of 17.9%.

1.4kApplicationsin OK
45.2%Decision denial ratestate 22.9%
6.63%Median ratestate 6.63%
$145,000Median loanstate $165,000
$110MVolume70 counties

Loandepot.Com in Oklahoma vs the state

38.9%Denial rate+20.96 pts vs state
45.2%Decision denial rate+22.28 pts vs state
46.1%Origination rate-10.02 pts vs state
6.63%Median rate0.00 pts vs state
0.72Rate spread (pts)+0.38 pts vs state
$66kMedian applicant income
640Loans originated
540Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202386440232.1%6.63%#29
20241,00243237.2%6.50%#29
20251,38964038.9%6.63%#23

What Loandepot.Com lends in Oklahoma

By loan purpose

Home purchase 332 24% · 35.5% denied
Refinance 105 8% · 25.7% denied
Cash-out refinance 485 35% · 43.1% denied
Home improvement 3 0% · 33.3% denied
Other / HELOC 464 33% · 39.9% denied

By loan type

Conventional 590 42% · 27.5% denied
FHA 582 42% · 51.7% denied
VA 215 15% · 35.8% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Oklahoma applicants

Collateral 137 25%
Debt-to-income ratio 118 22%
Unverifiable information 107 20%
Credit history 82 15%
Incomplete application 66 12%
Insufficient cash 16 3%
Other 12 2%
Employment history 2 0%

Where in Oklahoma

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 22511376 33.8%
Canadian County 1927293 48.4%
Tulsa County 1367635 25.7%
Cleveland County 1055435 33.3%
Grady County 943046 48.9%
Comanche County 431621 48.8%
Wagoner County 33189 27.3%
Rogers County 291610 34.5%
McClain County 28197 25.0%
Pottawatomie County 241011 45.8%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 1,389 applications in 2025, of which 640 were originated and 540 denied.

38.9% of all applications, or 45.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Loandepot.Com originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology