Largest lenders in Woodward County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Guild Mortgage | A | 45 | 39 | 6.7% | 6.38% |
| 2 | Rocket Mortgage | C | 34 | 21 | 35.3% | 7.25% |
| 3 | Stride Bank | A | 30 | 22 | 10.0% | 6.75% |
| 4 | 21st Mortgage | F | 24 | 4 | 58.3% | 9.01% |
| 5 | Great Plains National Bank | B | 23 | 18 | 8.7% | 6.50% |
| 6 | MidFirst Bank | B | 18 | 7 | 50.0% | 6.19% |
| 7 | United Shore Financial Services | B | 11 | 7 | 9.1% | 5.75% |
| 8 | Unnamed lender 984500B8F043AF564B98 | B | 10 | 7 | 0.0% | 6.25% |
| 9 | Vanderbilt Mortgage and Finance | F | 10 | 1 | 20.0% | 11.50% |
| 10 | Freedom Mortgage | B | 9 | 5 | 0.0% | 6.25% |
| 11 | Loandepot.Com | D | 9 | 3 | 66.7% | 6.99% |
| 12 | Mortgage Research Center | C | 8 | 5 | 12.5% | 6.63% |
| 13 | Pennymac Loan Services | C | 7 | 2 | 0.0% | 7.06% |
| 14 | AmeriSave Mortgage | D | 7 | 0 | 100.0% | — |
| 15 | Navy Federal Credit Union | D | 7 | 3 | 14.3% | 9.50% |
| 16 | Gateway First Bank | B | 7 | 3 | 14.3% | 6.75% |
| 17 | Countryplace Mortgage | F | 6 | 0 | 50.0% | — |
| 18 | Southwest Stage Funding | F | 6 | 1 | 16.7% | 8.40% |
| 19 | Coastal Community Bank | C | 6 | 0 | 0.0% | — |
| 20 | Nationstar Mortgage | C | 5 | 1 | 0.0% | 6.99% |
| 21 | Triad Financial Services | D | 5 | 1 | 40.0% | 8.73% |
| 22 | Bank 7 | B | 5 | 4 | 20.0% | — |
| 23 | Loan Funder | F | 5 | 0 | 100.0% | — |
| 24 | Mortgage Investment Services | C | 5 | 3 | 0.0% | 5.75% |
What Woodward County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Woodward County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 353 | 200 | 19.6% | 7.00% | $125,000 |
| 2024 | 367 | 191 | 21.8% | 6.99% | $125,000 |
| 2025 | 410 | 202 | 24.6% | 6.50% | $135,000 |
Frequently asked questions
24.6% of applications in Woodward County were denied in 2025, against 17.9% statewide in Oklahoma.
Guild Mortgage, with 45 applications in 2025 and a denial rate of 6.7%.
The median mortgage application in Woodward County in 2025 was for $135,000; the median property value on originated loans was $185,000.