Stride Bank in Oklahoma vs the state
2.2%Denial rate-15.71 pts vs state
2.6%Decision denial rate-20.26 pts vs state
81.9%Origination rate+25.83 pts vs state
6.38%Median rate-0.25 pts vs state
0.12Rate spread (pts)-0.23 pts vs state
$104kMedian applicant income
1,406Loans originated
38Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,317 | 1,065 | 1.8% | 6.75% | #21 |
| 2024 | 1,570 | 1,248 | 2.2% | 6.63% | #19 |
| 2025 | 1,716 | 1,406 | 2.2% | 6.38% | #19 |
What Stride Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Stride Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 498 | 411 | 7 | 1.4% |
| Tulsa County | 249 | 205 | 1 | 0.4% |
| Canadian County | 241 | 211 | 3 | 1.2% |
| Cleveland County | 206 | 172 | 7 | 3.4% |
| Pottawatomie County | 64 | 49 | 2 | 3.1% |
| Wagoner County | 60 | 44 | 3 | 5.0% |
| Logan County | 48 | 37 | 2 | 4.2% |
| Rogers County | 41 | 30 | 1 | 2.4% |
| McClain County | 31 | 22 | 3 | 9.7% |
| Woodward County | 30 | 22 | 3 | 10.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,716 applications in 2025, of which 1,406 were originated and 38 denied.
2.2% of all applications, or 2.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Stride Bank originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Stride Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology