Mortgage Investment Services in Oklahoma vs the state
13.6%Denial rate-4.28 pts vs state
14.4%Decision denial rate-8.43 pts vs state
52.5%Origination rate-3.57 pts vs state
6.75%Median rate+0.13 pts vs state
0.55Rate spread (pts)+0.20 pts vs state
$84kMedian applicant income
104Loans originated
27Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 156 | 77 | 16.0% | 7.00% | #126 |
| 2024 | 217 | 104 | 18.9% | 6.81% | #109 |
| 2025 | 198 | 104 | 13.6% | 6.75% | #128 |
What Mortgage Investment Services lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Mortgage Investment Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mayes County | 32 | 22 | 4 | 12.5% |
| Pittsburg County | 21 | 13 | 3 | 14.3% |
| Grady County | 19 | 7 | 3 | 15.8% |
| Oklahoma County | 18 | 8 | 1 | 5.6% |
| Ottawa County | 17 | 8 | 4 | 23.5% |
| Cherokee County | 11 | 4 | 1 | 9.1% |
| Adair County | 10 | 5 | 2 | 20.0% |
| Tulsa County | 8 | 2 | 2 | 25.0% |
| Kingfisher County | 7 | 3 | 1 | 14.3% |
| Rogers County | 6 | 4 | 1 | 16.7% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 198 applications in 2025, of which 104 were originated and 27 denied.
13.6% of all applications, or 14.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Mortgage Investment Services originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Investment Services's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology