Coastal Community Bank in Oklahoma vs the state
1.9%Denial rate-15.98 pts vs state
2.7%Decision denial rate-20.15 pts vs state
24.8%Origination rate-31.32 pts vs state
10.49%Median rate+3.87 pts vs state
3.40Rate spread (pts)+3.05 pts vs state
$103kMedian applicant income
306Loans originated
24Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 536 | 208 | 1.3% | 13.99% | #54 |
| 2024 | 820 | 202 | 1.1% | 12.99% | #37 |
| 2025 | 1,235 | 306 | 1.9% | 10.49% | #27 |
What Coastal Community Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 281 | 77 | 6 | 2.1% |
| Tulsa County | 280 | 64 | 7 | 2.5% |
| Cleveland County | 103 | 33 | 1 | 1.0% |
| Canadian County | 89 | 27 | 1 | 1.1% |
| Pottawatomie County | 30 | 6 | 0 | 0.0% |
| Creek County | 29 | 11 | 1 | 3.4% |
| Grady County | 27 | 5 | 2 | 7.4% |
| Comanche County | 24 | 6 | 2 | 8.3% |
| Le Flore County | 23 | 3 | 0 | 0.0% |
| Rogers County | 19 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,235 applications in 2025, of which 306 were originated and 24 denied.
1.9% of all applications, or 2.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Coastal Community Bank originated in Oklahoma in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology