Nationstar Mortgage · Oklahoma · 2025

Nationstar Mortgage in Oklahoma: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 797 mortgage applications in Oklahoma in 2025, ranking #41 of 821 lenders active in the state. It originated 66.8% of them and denied 16.1% (19.1% of the applications it decided), against a statewide denial rate of 17.9%.

797Applicationsin OK
19.1%Decision denial ratestate 22.9%
7.13%Median ratestate 6.63%
$115,000Median loanstate $165,000
$86MVolume56 counties

Nationstar Mortgage in Oklahoma vs the state

16.1%Denial rate-1.86 pts vs state
19.1%Decision denial rate-3.82 pts vs state
66.8%Origination rate+10.65 pts vs state
7.13%Median rate+0.50 pts vs state
1.19Rate spread (pts)+0.84 pts vs state
$95kMedian applicant income
532Loans originated
128Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202348128218.9%6.38%#58
202471545317.2%7.00%#41
202579753216.1%7.13%#41

What Nationstar Mortgage lends in Oklahoma

By loan purpose

Home purchase 135 17% · 7.4% denied
Refinance 72 9% · 12.5% denied
Cash-out refinance 290 36% · 19.7% denied
Home improvement 50 6% · 8.0% denied
Other / HELOC 250 31% · 19.2% denied

By loan type

Conventional 581 73% · 14.1% denied
FHA 137 17% · 25.6% denied
VA 79 10% · 13.9% denied

Why it denied Oklahoma applicants

Collateral 52 41%
Debt-to-income ratio 30 23%
Other 21 16%
Incomplete application 14 11%
Credit history 6 5%
Insufficient cash 3 2%
Unverifiable information 1 1%
Employment history 1 1%

Where in Oklahoma

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 18212327 14.8%
Tulsa County 1439227 18.9%
Cleveland County 734713 17.8%
Canadian County 51367 13.7%
Rogers County 26144 15.4%
Wagoner County 22162 9.1%
Comanche County 21143 14.3%
Payne County 18143 16.7%
Logan County 16121 6.3%
Creek County 1484 28.6%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 797 applications in 2025, of which 532 were originated and 128 denied.

16.1% of all applications, or 19.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Nationstar Mortgage originated in Oklahoma in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology