Great Plains National Bank · Oklahoma · 2025

Great Plains National Bank in Oklahoma: approval rate, denial rate and rates (2025)

Great Plains National Bank took 1,838 mortgage applications in Oklahoma in 2025, ranking #17 of 821 lenders active in the state. It originated 82.1% of them and denied 3.3% (3.9% of the applications it decided), against a statewide denial rate of 17.9%.

1.8kApplicationsin OK
3.9%Decision denial ratestate 22.9%
6.50%Median ratestate 6.63%
$215,000Median loanstate $165,000
$376MVolume64 counties

Great Plains National Bank in Oklahoma vs the state

3.3%Denial rate-14.60 pts vs state
3.9%Decision denial rate-18.99 pts vs state
82.1%Origination rate+26.00 pts vs state
6.50%Median rate-0.13 pts vs state
0.30Rate spread (pts)-0.04 pts vs state
$96kMedian applicant income
1,509Loans originated
61Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3171,0294.9%7.00%#20
20241,4431,1854.1%6.88%#21
20251,8381,5093.3%6.50%#17

What Great Plains National Bank lends in Oklahoma

By loan purpose

Home purchase 1,552 84% · 2.1% denied
Refinance 144 8% · 6.9% denied
Cash-out refinance 73 4% · 15.1% denied
Home improvement 45 2% · 6.7% denied
Other / HELOC 24 1% · 20.8% denied

By loan type

Conventional 1,002 55% · 3.7% denied
FHA 567 31% · 3.0% denied
VA 224 12% · 2.2% denied
USDA / RHS 45 2% · 4.4% denied

Why it denied Oklahoma applicants

Credit history 23 38%
Debt-to-income ratio 18 30%
Collateral 11 18%
Insufficient cash 4 7%
Unverifiable information 4 7%
Employment history 1 2%

Where in Oklahoma

Counties with the most Great Plains National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 47639011 2.3%
Canadian County 2722364 1.5%
Cleveland County 1601332 1.3%
Payne County 108932 1.9%
Garfield County 105854 3.8%
Grady County 88774 4.5%
Beckham County 755012 16.0%
Logan County 64521 1.6%
Bryan County 53443 5.7%
Tulsa County 49401 2.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 1,838 applications in 2025, of which 1,509 were originated and 61 denied.

3.3% of all applications, or 3.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Great Plains National Bank originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Great Plains National Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology