Interlinc Mortgage Services · Oklahoma · 2025

Interlinc Mortgage Services in Oklahoma: approval rate, denial rate and rates (2025)

Interlinc Mortgage Services took 264 mortgage applications in Oklahoma in 2025, ranking #106 of 821 lenders active in the state. It originated 71.2% of them and denied 6.1% (7.8% of the applications it decided), against a statewide denial rate of 17.9%.

264Applicationsin OK
7.8%Decision denial ratestate 22.9%
7.00%Median ratestate 6.63%
$185,000Median loanstate $165,000
$53MVolume28 counties

Interlinc Mortgage Services in Oklahoma vs the state

6.1%Denial rate-11.86 pts vs state
7.8%Decision denial rate-15.07 pts vs state
71.2%Origination rate+15.11 pts vs state
7.00%Median rate+0.38 pts vs state
0.78Rate spread (pts)+0.43 pts vs state
$86kMedian applicant income
188Loans originated
16Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232892177.6%6.99%#86
20242852214.2%7.13%#92
20252641886.1%7.00%#106

What Interlinc Mortgage Services lends in Oklahoma

By loan purpose

Home purchase 228 86% · 4.4% denied
Refinance 22 8% · 18.2% denied
Cash-out refinance 14 5% · 14.3% denied

By loan type

Conventional 150 57% · 7.3% denied
FHA 74 28% · 6.8% denied
VA 13 5% · 0.0% denied
USDA / RHS 27 10% · 0.0% denied

Why it denied Oklahoma applicants

Collateral 5 31%
Incomplete application 4 25%
Debt-to-income ratio 3 19%
Credit history 2 13%
Employment history 1 6%
Insufficient cash 1 6%

Where in Oklahoma

Counties with the most Interlinc Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
McCurtain County 48381 2.1%
Custer County 41295 12.2%
Beckham County 40321 2.5%
Jackson County 32163 9.4%
Washita County 22181 4.5%
Canadian County 830 0.0%
Oklahoma County 731 14.3%
Creek County 752 28.6%
Logan County 742 28.6%
Blaine County 770 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 264 applications in 2025, of which 188 were originated and 16 denied.

6.1% of all applications, or 7.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Interlinc Mortgage Services originated in Oklahoma in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Interlinc Mortgage Services's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology