InterBank in Oklahoma vs the state
6.3%Denial rate-11.63 pts vs state
7.4%Decision denial rate-15.44 pts vs state
77.7%Origination rate+21.61 pts vs state
7.50%Median rate+0.88 pts vs state
0.58Rate spread (pts)+0.23 pts vs state
$89kMedian applicant income
136Loans originated
11Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 121 | 9.8% | 8.50% | #116 |
| 2024 | 175 | 122 | 11.4% | 8.50% | #124 |
| 2025 | 175 | 136 | 6.3% | 7.50% | #137 |
What InterBank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most InterBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garfield County | 23 | 19 | 0 | 0.0% |
| Beckham County | 22 | 16 | 2 | 9.1% |
| Custer County | 20 | 11 | 2 | 10.0% |
| Kiowa County | 18 | 14 | 2 | 11.1% |
| Oklahoma County | 18 | 17 | 0 | 0.0% |
| Canadian County | 17 | 12 | 2 | 11.8% |
| Logan County | 12 | 9 | 0 | 0.0% |
| Kingfisher County | 8 | 8 | 0 | 0.0% |
| Washita County | 7 | 4 | 2 | 28.6% |
| Jackson County | 6 | 6 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 175 applications in 2025, of which 136 were originated and 11 denied.
6.3% of all applications, or 7.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans InterBank originated in Oklahoma in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are InterBank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology