Chickasaw Community Bank in Oklahoma vs the state
21.7%Denial rate+3.77 pts vs state
35.0%Decision denial rate+12.10 pts vs state
40.0%Origination rate-16.10 pts vs state
6.25%Median rate-0.38 pts vs state
0.05Rate spread (pts)-0.30 pts vs state
$85kMedian applicant income
118Loans originated
64Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 737 | 396 | 24.8% | 6.88% | #35 |
| 2024 | 387 | 172 | 24.6% | 6.38% | #70 |
| 2025 | 295 | 118 | 21.7% | 6.25% | #98 |
What Chickasaw Community Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Chickasaw Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pontotoc County | 54 | 22 | 13 | 24.1% |
| Oklahoma County | 32 | 12 | 6 | 18.8% |
| Carter County | 23 | 7 | 6 | 26.1% |
| Canadian County | 21 | 10 | 4 | 19.0% |
| Cleveland County | 18 | 12 | 2 | 11.1% |
| Tulsa County | 15 | 4 | 6 | 40.0% |
| Murray County | 14 | 5 | 2 | 14.3% |
| Garvin County | 9 | 4 | 3 | 33.3% |
| Cherokee County | 8 | 3 | 1 | 12.5% |
| McClain County | 8 | 3 | 1 | 12.5% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 295 applications in 2025, of which 118 were originated and 64 denied.
21.7% of all applications, or 35.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Chickasaw Community Bank originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Chickasaw Community Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology