Largest lenders in Murray County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 47 | 27 | 31.9% | 6.50% |
| 2 | Vision Bank | C | 31 | 24 | 12.9% | 7.38% |
| 3 | 21st Mortgage | F | 30 | 2 | 43.3% | 9.59% |
| 4 | First United Bank and Trust | C | 26 | 18 | 3.9% | 6.81% |
| 5 | First National Bank and Trust Company of Ardmore | B | 18 | 16 | 0.0% | — |
| 6 | Triad Financial Services | D | 17 | 1 | 41.2% | 8.80% |
| 7 | Newrez | D | 16 | 4 | 18.8% | 6.63% |
| 8 | Mortgage Research Center | C | 15 | 7 | 13.3% | 6.50% |
| 9 | BancFirst | C | 14 | 7 | 14.3% | 7.50% |
| 10 | Chickasaw Community Bank | D | 14 | 5 | 14.3% | 6.50% |
| 11 | United Shore Financial Services | B | 11 | 9 | 18.2% | 6.00% |
| 12 | Communication Federal Credit Union | C | 9 | 6 | 33.3% | 7.00% |
| 13 | Tinker Federal Credit Union | F | 9 | 6 | 22.2% | 7.47% |
| 14 | Flat Branch Mortgage | A | 9 | 8 | 11.1% | 6.94% |
| 15 | Gateway First Bank | B | 9 | 6 | 0.0% | 7.06% |
| 16 | Simmons Bank | C | 8 | 2 | 50.0% | 3.99% |
| 17 | Freedom Mortgage | B | 7 | 6 | 0.0% | 6.56% |
| 18 | Nationstar Mortgage | C | 7 | 2 | 28.6% | 6.43% |
| 19 | Countryplace Mortgage | F | 7 | 0 | 57.1% | — |
| 20 | Pennymac Loan Services | C | 6 | 3 | 16.7% | 6.25% |
| 21 | Loandepot.Com | D | 6 | 2 | 33.3% | 7.75% |
| 22 | USAA Federal Savings Bank | C | 5 | 4 | 0.0% | 6.06% |
| 23 | Royal United Mortgage | F | 5 | 3 | 20.0% | 7.00% |
| 24 | First Bank & Trust | C | 5 | 5 | 0.0% | — |
| 25 | Southwest Funding | C | 5 | 4 | 0.0% | 7.31% |
What Murray County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Murray County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 425 | 220 | 21.7% | 7.05% | $135,000 |
| 2024 | 423 | 218 | 24.1% | 7.13% | $135,000 |
| 2025 | 462 | 237 | 21.4% | 6.88% | $145,000 |
Frequently asked questions
21.4% of applications in Murray County were denied in 2025, against 17.9% statewide in Oklahoma.
Rocket Mortgage, with 47 applications in 2025 and a denial rate of 31.9%.
The median mortgage application in Murray County in 2025 was for $145,000; the median property value on originated loans was $225,000.