Mabrey Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
49th10.0% deniedProcesswithdrawn + incomplete share, weight 15%
70th7.5%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 311 | 240 | 6.4% | 6.7% | 7.63% | $88M |
| 2024 | 293 | 228 | 10.2% | 11.1% | 7.75% | $66M |
| 2025 | 293 | 218 | 9.2% | 10.0% | — | $61M |
What Mabrey Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 24 manufactured homes, 103 investment properties.
Who gets approved at Mabrey Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 32 | 14 | 34.5% |
| $50k – $100k | 64 | 42 | 18.6% |
| $100k – $150k | 40 | 31 | 2.9% |
| $150k – $250k | 41 | 29 | 5.7% |
| Over $250k | 37 | 32 | 5.4% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 41 | 29 | 10.8% |
| 35–44 | 51 | 29 | 18.6% |
| 45–54 | 46 | 34 | 9.5% |
| 55–64 | 44 | 31 | 16.7% |
Where Mabrey Bank lends
9 states and 36 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Mabrey Bank denied 10.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 49th percentile of small mortgage lenders.
In 2025, 66% of its applications were for home purchases, 21% for refinancing (including cash-out), and 13% for home improvement or other purposes. By loan type: 88% conventional, 10% FHA, 1% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.