The Mortgage Link in Oklahoma vs the state
0.4%Denial rate-17.57 pts vs state
0.4%Decision denial rate-22.46 pts vs state
77.6%Origination rate+21.46 pts vs state
6.38%Median rate-0.25 pts vs state
0.32Rate spread (pts)-0.03 pts vs state
$76kMedian applicant income
667Loans originated
3Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 497 | 367 | 1.6% | 6.99% | #57 |
| 2024 | 595 | 468 | 0.7% | 6.69% | #52 |
| 2025 | 860 | 667 | 0.4% | 6.38% | #40 |
What The Mortgage Link lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most The Mortgage Link applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 336 | 260 | 3 | 0.9% |
| Wagoner County | 188 | 148 | 0 | 0.0% |
| Oklahoma County | 58 | 37 | 0 | 0.0% |
| Rogers County | 44 | 35 | 0 | 0.0% |
| Creek County | 39 | 36 | 0 | 0.0% |
| Cleveland County | 36 | 26 | 0 | 0.0% |
| Okmulgee County | 20 | 15 | 0 | 0.0% |
| Muskogee County | 18 | 17 | 0 | 0.0% |
| Canadian County | 18 | 13 | 0 | 0.0% |
| Osage County | 16 | 15 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 860 applications in 2025, of which 667 were originated and 3 denied.
0.4% of all applications, or 0.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans The Mortgage Link originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are The Mortgage Link's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology