Dhi Mortgage Company in Oklahoma vs the state
9.7%Denial rate-8.19 pts vs state
12.7%Decision denial rate-10.22 pts vs state
65.8%Origination rate+9.74 pts vs state
4.99%Median rate-1.63 pts vs state
-1.21Rate spread (pts)-1.56 pts vs state
$91kMedian applicant income
717Loans originated
106Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 328 | 249 | 6.4% | 5.50% | #79 |
| 2024 | 602 | 434 | 7.6% | 5.50% | #50 |
| 2025 | 1,089 | 717 | 9.7% | 4.99% | #30 |
What Dhi Mortgage Company lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canadian County | 273 | 193 | 26 | 9.5% |
| Tulsa County | 237 | 136 | 15 | 6.3% |
| Wagoner County | 195 | 131 | 21 | 10.8% |
| Oklahoma County | 165 | 98 | 31 | 18.8% |
| Rogers County | 80 | 63 | 2 | 2.5% |
| McClain County | 49 | 39 | 2 | 4.1% |
| Logan County | 31 | 22 | 2 | 6.5% |
| Comanche County | 28 | 21 | 3 | 10.7% |
| Osage County | 16 | 8 | 2 | 12.5% |
| Cleveland County | 7 | 3 | 1 | 14.3% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,089 applications in 2025, of which 717 were originated and 106 denied.
9.7% of all applications, or 12.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Dhi Mortgage Company originated in Oklahoma in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology