JPMorgan Chase Bank in Oklahoma vs the state
10.4%Denial rate-7.49 pts vs state
14.3%Decision denial rate-8.60 pts vs state
60.9%Origination rate+4.83 pts vs state
6.50%Median rate-0.13 pts vs state
0.12Rate spread (pts)-0.22 pts vs state
$103kMedian applicant income
602Loans originated
103Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 715 | 453 | 11.2% | 6.88% | #36 |
| 2024 | 817 | 502 | 10.2% | 6.63% | #38 |
| 2025 | 988 | 602 | 10.4% | 6.50% | #34 |
What JPMorgan Chase Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 339 | 203 | 35 | 10.3% |
| Tulsa County | 185 | 123 | 15 | 8.1% |
| Cleveland County | 102 | 60 | 9 | 8.8% |
| Canadian County | 59 | 32 | 10 | 16.9% |
| Wagoner County | 34 | 21 | 3 | 8.8% |
| Rogers County | 25 | 18 | 2 | 8.0% |
| Payne County | 25 | 15 | 0 | 0.0% |
| Logan County | 16 | 10 | 1 | 6.3% |
| Grady County | 14 | 9 | 3 | 21.4% |
| Comanche County | 14 | 9 | 3 | 21.4% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 988 applications in 2025, of which 602 were originated and 103 denied.
10.4% of all applications, or 14.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans JPMorgan Chase Bank originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology