Swbc Mortgage in Oklahoma vs the state
0.3%Denial rate-17.58 pts vs state
0.4%Decision denial rate-22.43 pts vs state
72.3%Origination rate+16.20 pts vs state
6.63%Median rate0.00 pts vs state
0.23Rate spread (pts)-0.12 pts vs state
$105kMedian applicant income
214Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 257 | 182 | 1.2% | 6.75% | #96 |
| 2024 | 245 | 193 | 2.0% | 6.63% | #104 |
| 2025 | 296 | 214 | 0.3% | 6.63% | #97 |
What Swbc Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 145 | 109 | 1 | 0.7% |
| Canadian County | 66 | 52 | 0 | 0.0% |
| Cleveland County | 30 | 21 | 0 | 0.0% |
| Logan County | 9 | 5 | 0 | 0.0% |
| Kingfisher County | 6 | 4 | 0 | 0.0% |
| Sequoyah County | 6 | 4 | 0 | 0.0% |
| Custer County | 4 | 1 | 0 | 0.0% |
| Pottawatomie County | 4 | 3 | 0 | 0.0% |
| McClain County | 3 | 2 | 0 | 0.0% |
| Tulsa County | 3 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 296 applications in 2025, of which 214 were originated and 1 denied.
0.3% of all applications, or 0.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Swbc Mortgage originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology