Better Mortgage in Oklahoma vs the state
26.1%Denial rate+8.19 pts vs state
33.2%Decision denial rate+10.37 pts vs state
51.9%Origination rate-4.21 pts vs state
6.75%Median rate+0.13 pts vs state
0.50Rate spread (pts)+0.15 pts vs state
$120kMedian applicant income
493Loans originated
248Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 61 | 5.3% | 6.38% | #140 |
| 2024 | 171 | 64 | 13.5% | 6.63% | #126 |
| 2025 | 950 | 493 | 26.1% | 6.75% | #35 |
What Better Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 312 | 166 | 81 | 26.0% |
| Tulsa County | 154 | 90 | 30 | 19.5% |
| Cleveland County | 96 | 54 | 23 | 24.0% |
| Canadian County | 89 | 56 | 20 | 22.5% |
| Logan County | 32 | 17 | 10 | 31.3% |
| Grady County | 23 | 12 | 7 | 30.4% |
| Rogers County | 22 | 11 | 6 | 27.3% |
| Wagoner County | 20 | 8 | 6 | 30.0% |
| McClain County | 18 | 9 | 4 | 22.2% |
| Pottawatomie County | 13 | 8 | 3 | 23.1% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 950 applications in 2025, of which 493 were originated and 248 denied.
26.1% of all applications, or 33.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Better Mortgage originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology