Mld Mortgage in Oklahoma vs the state
1.3%Denial rate-16.65 pts vs state
1.5%Decision denial rate-21.42 pts vs state
82.2%Origination rate+26.12 pts vs state
6.38%Median rate-0.25 pts vs state
0.14Rate spread (pts)-0.21 pts vs state
$89kMedian applicant income
712Loans originated
11Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 166 | 121 | 0.6% | 7.13% | #123 |
| 2024 | 559 | 448 | 0.2% | 6.50% | #56 |
| 2025 | 866 | 712 | 1.3% | 6.38% | #39 |
What Mld Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Mld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 395 | 328 | 5 | 1.3% |
| Cleveland County | 151 | 125 | 2 | 1.3% |
| Canadian County | 131 | 109 | 0 | 0.0% |
| Logan County | 36 | 33 | 0 | 0.0% |
| McClain County | 28 | 22 | 1 | 3.6% |
| Grady County | 27 | 21 | 1 | 3.7% |
| Pottawatomie County | 22 | 20 | 0 | 0.0% |
| Comanche County | 17 | 12 | 0 | 0.0% |
| Tulsa County | 6 | 2 | 0 | 0.0% |
| Stephens County | 6 | 6 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 866 applications in 2025, of which 712 were originated and 11 denied.
1.3% of all applications, or 1.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Mld Mortgage originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mld Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology