WEOKIE Federal Credit Union in Oklahoma vs the state
21.9%Denial rate+3.97 pts vs state
27.5%Decision denial rate+4.62 pts vs state
49.4%Origination rate-6.70 pts vs state
6.38%Median rate-0.25 pts vs state
0.34Rate spread (pts)-0.01 pts vs state
$102kMedian applicant income
616Loans originated
273Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 627 | 393 | 8.9% | 7.00% | #44 |
| 2024 | 1,122 | 718 | 8.5% | 7.25% | #27 |
| 2025 | 1,247 | 616 | 21.9% | 6.38% | #26 |
What WEOKIE Federal Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most WEOKIE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 562 | 281 | 122 | 21.7% |
| Canadian County | 266 | 140 | 47 | 17.7% |
| Cleveland County | 197 | 107 | 43 | 21.8% |
| Logan County | 45 | 20 | 14 | 31.1% |
| Grady County | 44 | 23 | 9 | 20.5% |
| McClain County | 32 | 16 | 4 | 12.5% |
| Tulsa County | 20 | 6 | 8 | 40.0% |
| Pottawatomie County | 14 | 6 | 3 | 21.4% |
| Kingfisher County | 5 | 4 | 0 | 0.0% |
| Pontotoc County | 5 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 1,247 applications in 2025, of which 616 were originated and 273 denied.
21.9% of all applications, or 27.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans WEOKIE Federal Credit Union originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are WEOKIE Federal Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology