Lennar Mortgage · Oklahoma · 2025

Lennar Mortgage in Oklahoma: approval rate, denial rate and rates (2025)

Lennar Mortgage took 774 mortgage applications in Oklahoma in 2025, ranking #45 of 821 lenders active in the state. It originated 73.4% of them and denied 11.4% (13.3% of the applications it decided), against a statewide denial rate of 17.9%.

774Applicationsin OK
13.3%Decision denial ratestate 22.9%
5.25%Median ratestate 6.63%
$215,000Median loanstate $165,000
$116MVolume15 counties

Lennar Mortgage in Oklahoma vs the state

11.4%Denial rate-6.55 pts vs state
13.3%Decision denial rate-9.60 pts vs state
73.4%Origination rate+17.29 pts vs state
5.25%Median rate-1.38 pts vs state
-0.77Rate spread (pts)-1.12 pts vs state
$79kMedian applicant income
568Loans originated
88Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320180.0%5.88%#316
20241026617.7%4.50%#169
202577456811.4%5.25%#45

What Lennar Mortgage lends in Oklahoma

By loan purpose

Home purchase 773 100% · 11.4% denied
Refinance 1 0% · 0.0% denied

By loan type

Conventional 263 34% · 9.1% denied
FHA 376 49% · 12.2% denied
VA 110 14% · 10.0% denied
USDA / RHS 25 3% · 28.0% denied

Why it denied Oklahoma applicants

Debt-to-income ratio 55 63%
Credit history 15 17%
Unverifiable information 6 7%
Incomplete application 5 6%
Employment history 3 3%
Insufficient cash 2 2%
Other 2 2%

Where in Oklahoma

Counties with the most Lennar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Canadian County 21816533 15.1%
Oklahoma County 19414820 10.3%
Cleveland County 66467 10.6%
Pottawatomie County 56434 7.1%
Wagoner County 52366 11.5%
Rogers County 37205 13.5%
McClain County 33264 12.1%
Payne County 20161 5.0%
Creek County 17150 0.0%
Logan County 17120 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 774 applications in 2025, of which 568 were originated and 88 denied.

11.4% of all applications, or 13.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Lennar Mortgage originated in Oklahoma in 2025 was 5.25%, against a statewide median of 6.63%.

About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology