Largest lenders in Hughes County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First United Bank and Trust | C | 37 | 24 | 0.0% | 7.50% |
| 2 | 21st Mortgage | F | 30 | 3 | 63.3% | 10.45% |
| 3 | Triad Financial Services | D | 22 | 2 | 50.0% | 9.41% |
| 4 | Mortgage Research Center | C | 14 | 8 | 28.6% | 6.56% |
| 5 | Rocket Mortgage | C | 13 | 6 | 46.2% | 6.75% |
| 6 | TIB | C | 11 | 4 | 63.6% | 7.00% |
| 7 | Broker Solutions | D | 10 | 1 | 20.0% | 6.99% |
| 8 | Credit Human Federal Credit Union | D | 9 | 0 | 88.9% | — |
| 9 | Vanderbilt Mortgage and Finance | F | 9 | 2 | 33.3% | 10.25% |
| 10 | Arvest Bank | C | 7 | 2 | 28.6% | 7.69% |
| 11 | BancFirst | C | 7 | 3 | 57.1% | 7.25% |
| 12 | Newrez | D | 7 | 2 | 28.6% | 6.44% |
| 13 | Gateway First Bank | B | 7 | 6 | 0.0% | 6.50% |
| 14 | AmeriSave Mortgage | D | 6 | 3 | 50.0% | 7.75% |
| 15 | New Day Financial | F | 6 | 0 | 33.3% | — |
| 16 | Vision Bank | C | 6 | 6 | 0.0% | 7.31% |
| 17 | Tinker Federal Credit Union | F | 6 | 3 | 50.0% | 6.20% |
| 18 | Navy Federal Credit Union | D | 6 | 5 | 0.0% | 6.13% |
| 19 | Chickasaw Community Bank | D | 5 | 2 | 20.0% | 6.13% |
| 20 | United Shore Financial Services | B | 5 | 3 | 40.0% | 5.63% |
| 21 | Servion | B | 5 | 3 | 20.0% | 5.63% |
| 22 | Sovereign Bank | A | 5 | 2 | 0.0% | 7.50% |
What Hughes County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hughes County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 269 | 119 | 27.1% | 7.63% | $115,000 |
| 2024 | 295 | 125 | 31.2% | 7.13% | $115,000 |
| 2025 | 298 | 119 | 31.9% | 6.93% | $120,000 |
Frequently asked questions
31.9% of applications in Hughes County were denied in 2025, against 17.9% statewide in Oklahoma.
First United Bank and Trust, with 37 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Hughes County in 2025 was for $120,000; the median property value on originated loans was $185,000.