The Bank in Oklahoma vs the state
6.7%Denial rate-11.19 pts vs state
6.9%Decision denial rate-16.01 pts vs state
91.4%Origination rate+35.25 pts vs state
—Median rate
—Rate spread (pts)
$131kMedian applicant income
95Loans originated
7Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 137 | 4.7% | — | #119 |
| 2024 | 126 | 118 | 6.4% | — | #154 |
| 2025 | 104 | 95 | 6.7% | — | #180 |
What The Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most The Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pittsburg County | 47 | 47 | 0 | 0.0% |
| Payne County | 18 | 18 | 0 | 0.0% |
| Noble County | 7 | 7 | 0 | 0.0% |
| Tulsa County | 5 | 5 | 0 | 0.0% |
| Muskogee County | 3 | 3 | 0 | 0.0% |
| Oklahoma County | 2 | 2 | 0 | 0.0% |
| Latimer County | 2 | 2 | 0 | 0.0% |
| Wagoner County | 2 | 2 | 0 | 0.0% |
| Osage County | 2 | 2 | 0 | 0.0% |
| Kay County | 2 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 104 applications in 2025, of which 95 were originated and 7 denied.
6.7% of all applications, or 6.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology