American Mortgage Bank in Oklahoma vs the state
3.9%Denial rate-13.99 pts vs state
4.8%Decision denial rate-18.05 pts vs state
72.8%Origination rate+16.69 pts vs state
6.49%Median rate-0.13 pts vs state
0.51Rate spread (pts)+0.16 pts vs state
$69kMedian applicant income
222Loans originated
12Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 281 | 191 | 9.3% | 6.88% | #91 |
| 2024 | 657 | 430 | 5.9% | 6.63% | #47 |
| 2025 | 305 | 222 | 3.9% | 6.49% | #93 |
What American Mortgage Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most American Mortgage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 65 | 42 | 4 | 6.2% |
| Tulsa County | 34 | 26 | 1 | 2.9% |
| Le Flore County | 34 | 28 | 1 | 2.9% |
| Cherokee County | 23 | 20 | 1 | 4.3% |
| Cleveland County | 18 | 12 | 0 | 0.0% |
| Canadian County | 15 | 10 | 2 | 13.3% |
| Pittsburg County | 14 | 10 | 0 | 0.0% |
| McClain County | 12 | 9 | 1 | 8.3% |
| Grady County | 8 | 4 | 0 | 0.0% |
| Muskogee County | 7 | 5 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 305 applications in 2025, of which 222 were originated and 12 denied.
3.9% of all applications, or 4.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans American Mortgage Bank originated in Oklahoma in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology