Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Flat Branch MortgageColumbia, MO | A | $1.8B | 8,999 | 0.9% | 6.63% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | $1.5B | 6,710 | 8.0% | 6.55% |
| 3 | Rocket MortgagePlymouth, MI | C | $1.4B | 10,460 | 18.4% | 6.63% |
| 4 | Guild MortgageSan Diego, CA | A | $1.3B | 7,388 | 2.5% | 6.63% |
| 5 | The Central Trust BankJefferson City, MO | C | $1.1B | 7,022 | 9.7% | 6.63% |
| 6 | DAS Acquisition CompanySt. Louis, MO | B | $798M | 4,130 | 2.5% | 6.75% |
| 7 | Mortgage Research CenterColumbia, MO | C | $777M | 5,734 | 15.6% | 6.25% |
| 8 | Communityamerica Credit UnionLenexa, KS | B | $736M | 5,843 | 16.8% | 6.49% |
| 9 | U.S. BankCincinnati, OH | D | $644M | 7,190 | 32.8% | 7.63% |
| 10 | Broker SolutionsTustin, CA | D | $608M | 5,007 | 7.8% | 6.88% |
| 11 | Fairway Independent MortgageMadison, WI | B | $591M | 3,034 | 3.7% | 6.63% |
| 12 | Pennymac Loan ServicesWestlake Village, CA | C | $589M | 4,610 | 12.1% | 6.38% |
| 13 | Stifel Bank and TrustSaint Louis, MO | A | $560M | 1,722 | 2.3% | 6.38% |
| 14 | Arvest BankFayetteville, AR | C | $515M | 3,204 | 15.0% | 6.88% |
| 15 | First State Bank of St. Charles, MissouriSt. Charles, MO | A | $477M | 1,609 | 0.0% | 6.50% |
| 16 | Freedom MortgageBoca Raton, FL | B | $473M | 3,946 | 8.2% | 6.25% |
| 17 | Wells Fargo BankCharlotte, NC | B | $449M | 731 | 17.0% | 6.38% |
| 18 | First State Community BankFarmington, MO | C | $422M | 2,851 | 12.6% | 6.88% |
| 19 | Gershman InvestmentChesterfield, MO | B | $399M | 2,317 | 6.3% | 6.63% |
| 20 | First CommunityChesterfield, MO | F | $374M | 4,377 | 25.6% | 5.95% |
| 21 | Primelending, a PlainscapitalDallas, TX | A | $373M | 1,896 | 2.4% | 6.50% |
| 22 | Commerce BankKansas City, MO | D | $366M | 4,905 | 27.2% | 6.72% |
| 23 | Leaderone FinancialOverland Park, KS | D | $345M | 2,189 | 8.0% | 6.63% |
| 24 | NewrezWilmington, DE | D | $316M | 3,424 | 18.2% | 6.63% |
| 25 | Crosscountry MortgageCleveland, OH | B | $299M | 1,787 | 4.0% | 6.69% |
| 26 | Bank of AmericaCharlotte, NC | F | $278M | 3,487 | 30.0% | 6.24% |
| 27 | Together Credit UnionSaint Louis, MO | C | $259M | 1,733 | 15.2% | 7.25% |
| 28 | Navy Federal Credit UnionVienna, VA | D | $241M | 2,262 | 20.8% | 6.63% |
| 29 | Great Southern BankReeds Spring, MO | C | $238M | 1,384 | 22.6% | 6.63% |
| 30 | JPMorgan Chase BankColumbus, OH | B | $235M | 1,300 | 11.2% | 6.50% |
| 31 | River Region Credit UnionJefferson City, MO | A | $218M | 1,485 | 7.1% | — |
| 32 | Guaranteed Rate AffinityChicago, IL | A | $217M | 1,154 | 4.2% | 6.53% |
| 33 | Delmar FinancialSaint Louis, MO | A | $213M | 874 | 1.4% | 6.63% |
| 34 | American Pacific MortgageRoseville, CA | C | $212M | 878 | 6.4% | 6.63% |
| 35 | Walker & DunlopBethesda, MD | C | $209M | 16 | 6.3% | 5.49% |
| 36 | Nationstar MortgageCoppell, TX | C | $205M | 1,951 | 14.0% | 7.75% |
| 37 | Carrollton BankCarrollton, IL | A | $195M | 881 | 7.3% | 6.75% |
| 38 | Loandepot.ComIrvine, CA | D | $194M | 2,183 | 28.4% | 6.88% |
| 39 | Arbor Realty TrustBaltimore, MD | C | $194M | 13 | 0.0% | 5.59% |
| 40 | Regions BankBirmingham, AL | C | $191M | 2,308 | 33.8% | 4.99% |
| 41 | Oakstar BankSpringfield, MO | A | $186M | 840 | 3.0% | 7.25% |
| 42 | FCB BanksCollinsville, IL | C | $185M | 482 | 5.6% | 7.05% |
| 43 | The Bank of MissouriPerryville, MO | C | $185M | 1,113 | 13.1% | 6.75% |
| 44 | Southern BankPoplar Bluff, MO | A | $184M | 1,327 | 5.2% | 7.50% |
| 45 | Community MortgageKansas City, MO | A | $184M | 819 | 1.3% | 6.38% |
| 46 | NBKC BankKansas, MO | B | $183M | 792 | 8.6% | 6.25% |
| 47 | First BankSt. Louis, MO | C | $182M | 914 | 10.9% | 6.75% |
| 48 | UMB BankKansas City, | B | $176M | 1,264 | 23.8% | 5.99% |
| 49 | Endeavor Capital, LLC.Chesterfield, MO | C | $172M | 906 | 2.5% | 6.62% |
| 50 | Prosperity Home MortgageFairfax, VA | A | $168M | 901 | 6.7% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
